Ready for some relief?

“If you’re stressed out, maxed out or even wiped out by too much debt, then you’ve come to the right place.

I’m here to help you gain peace of mind, deal with your debt and chart a brighter future for you and yours.

The key to your recovery is our simple 3-step ‘ASAP Protocol’ and I guarantee it will change your life as we walk it through together.”

– John Nicholas

SIMPLE AS 1-2-3

Our ASAP Protocol Will Help You:

Assess your situation

with the right tools to give you clarity and direction.

Review your debt-recovery options

to select the best approach for your situation.

Create a winning plan

with whatever support you need to succeed.

I’ve built multi-million dollar companies but I’ve also been jobless, broke and buried in debt. So I know the pain and anguish of debt and have learned how you can recover and conquer it – especially after working inside the debt-relief industry where I learned why so many programs fail or fall short for so many people.

John Nicholas

Author & Founder

Change Your Life

4 Ways to Get Help

I'M HERE FOR YOU

Say ‘Hello’ to your debt-free future…because it’s coming!

I’m so glad you came to visit and I believe your transformation has already begun just by taking this step. I know how hard it is to overcome the ‘beat down’ that comes from struggling with debt. But you are rising up!

Please take your time to explore this website and let me know if you have any questions. There is no pressure or hurry here, except for the sense of urgency you possess to break free from financial bondage and stress.

Together we will focus on transforming your finances knowing that every other area of your life will follow suit. I can’t wait to see it happen for you!

Start Your Recovery Today

If you want to get out of debt, you need to know your options. Then you can pick the best one for you and create a plan. This FREE cheat sheet gets you started with a quick summary of leading options.

Request your free cheat-sheet summary and we’ll zap it to you ASAP!

Become the Next Success Story

Testimonials from people just like you.

"I'm a professional editor so I read lots of books but Debt-Free ASAP! really jumps out of the crowd. John Nicholas is a gifted teacher and coach who treats you like a friend while sharing priceless 'insider information' and personal guidance that will get you out of debt and change your life. I highly recommend it."

"I am so thankful to have learned so much about credit and debt and personal finances from John…and for getting rid of so much debt! I am forever thankful."

"Thank you John for helping me when I was down and (almost) out with health and financial challenges. Your expertise helped me figure out a plan that saved me hundreds every month and thousands overall."

"I wish I had learned this priceless information about debt, assets and net worth when I was 15 instead of 55."

"I want to recommend John Nicholas and his amazing program to anyone dealing with debt. I’m a single mom who was hopelessly behind and overwhelmed by debt. I feel like his coaching saved my life and restored my dignity and hope for a positive future. I can now teach my kids how to be smart with money and build wealth."

"I just read the book, Debt-Free ASAP! To risk applying an overused phrase, I believe he has produced an “instant classic.” This is a book you will want to keep as part of your personal library, both for your own reference and to loan to friends and loved ones. John Nicholas is a master storyteller who has turned what could have been a dry textbook into a great read, full of relatable stories, easy-to-follow methods and breakthrough ideas. If you are deep in debt or just want to know more about avoiding scams, negotiating settlements, raising your FICO score, and so much more, this book is an investment you won’t regret."